These Terms of Use (“Terms”) constitute a binding and enforceable legal contract between Composable Foundation and its affiliates (“Composable,” “we,” “us,” or the “Company”) and you, an end user of the services (“you” or “User”) at https://www.picasso.network (the “Services”). These Terms also include any guidelines, announcements, additional terms, policies, and disclaimers made available or issued by us from time to time. By accessing, using or clicking on our website (and all related subdomains) or its mobile applications (the “Site”) or accessing, using or attempting to use the Services, you agree that you have read, understood, and are bound by these Terms and that you shall comply with the requirements listed herein. If you do not agree to any of these Terms or comply with the requirements herein, please do not access or use the Site or the Services.
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We reserve the right, in our sole discretion, to make changes or modifications to the Site and these Terms at any time and for any reason. You will be subject to, and will be deemed to have been made aware of and to have accepted, any such changes by your continued use of the Site.

1. Eligibility
The Site is intended for users who are at least eighteen (18) years of age. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Site. If you are a minor, you must have your parent or guardian read and agree to these Terms prior to you using the Site.
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The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
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Additionally, you also represent and warrant that you are not a citizen or resident of a state, country, territory or other jurisdiction that is embargoed by the United States or where your use of the Site or the Services would be illegal or otherwise violate any applicable law. Specifically, you represent that you are not located in, organized in, or a resident of Cuba, Iran, Syria, North Korea, Russia, Crimea, Donetsk, Luhansk, Afghanistan, Balkans, Belarus, Burman, Central African Republic, Congo, Ethiopia, Hong Kong, Iraq, Libya, Lebanon, Nicaragua, Somalia, Sudan and Darfur, South Sudan, Ukraine, Venezuela, Yemen, Zimbabwe or any other jurisdiction where the applicable law prohibits you from accessing or using the Services; and you represent that you are not named in the Office of Foreign Asset Control of the U.S. Department of the Treasury’s Specially Designated and Blocked Persons List. By accessing or using the Site, you agree that you are solely and entirely responsible for compliance with all laws and regulations that may apply to you.

2. Informational Resource
All information, including graphs, charts, tokenomics, projections, and other data, provided in connection with your access to the Site and the Services are for general informational purposes only and subject to change at the sole discretion of Composable. Composable provides resources about the fundamentals of the Composable protocol or system, which seeks to build a trustless infrastructure for DeFi. This information is not intended to be comprehensive or address all aspects of the protocol. You should not take, or refrain from taking, any action based on any information contained on the Site or any other information that we make available at any time, including blog posts, data, articles, links to third-party content, news feeds, tutorials, tweets, and videos.
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The materials appearing in the Site could include technical, typographical, or photographic errors. Composable does not warrant that any of the materials on its website are accurate, complete or current.

3. Intellectual Property Rights
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the applicable jurisdiction, international copyright laws, and international conventions. The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

4. Third-Party Website and Content
The Site may contain (or you may be sent via the Site) links to other websites (“Third-Party Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties (“Third-Party Content”). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content posted on, available through, or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware that these Terms no longer govern. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any losses or injury caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.

5. Unacceptable Use or Conduct
As a condition to accessing or using the Site or the Services, you will not:
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a. Violate any applicable law, including, without limitation, any relevant and applicable anti-money laundering and anti-terrorist financing laws, such as the Bank Secrecy Act, each as may be amended;
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b. Infringe on or misappropriate any contract, intellectual property or other third-party right, or commit a tort while using the Site or the Services;
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c. Use the Site or Services in any manner that could interfere with, disrupt, negatively affect, or inhibit other users from fully enjoying the Site or Services, or that could damage, disable, overburden, or impair the functioning of the Site or Services in any manner;
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d. Attempt to circumvent any content filtering techniques or security measures that Composable employs on the Site, or attempt to access any service or area of the Site or the Services that you are not authorized to access;
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e. Use the Services to pay for, support, or otherwise engage in any illegal gambling activities, fraud, money-laundering, or terrorist activities, or other illegal activities;
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f. Use any robot, spider, crawler, scraper, or other automated means or interface not provided by us, to access the Services or to extract data;
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g. Introduce any malware, virus, Trojan horse, worm, logic bomb, drop-dead device, backdoor, shutdown mechanism or other harmful material into the Site or the Services;
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h. Provide false, inaccurate, or misleading information;
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i. Post content or communications on the Site that are, in our sole discretion, libelous, defamatory, profane, obscene, pornographic, sexually explicit, indecent, lewd, vulgar, suggestive, harassing, hateful, threatening, offensive, discriminatory, bigoted, abusive, inflammatory, fraudulent, deceptive or otherwise objectionable
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j. Post content on the Site containing unsolicited promotions, political campaigning, or commercial messages or any chain messages or user content designed to deceive or trick the user of the Services; or
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k. Use the Site or the Services from a jurisdiction that we have, in our sole discretion, or a relevant governmental authority has determined is a jurisdiction where the use of the Site or the Services is prohibited.

6. Forward-Looking Statements
This information contains “forward-looking statements. ” These statements, identified by words such as “plan,” “anticipate,” “believe,” “estimate,” “should,” “expect,” “will,” “can,” and similar future-looking expressions include our expectations and objectives regarding our future operating results and business strategy. Forward-looking statements involve known and unknown risks, uncertainties, assumptions and other factors that may cause the actual results, performance or achievements of Composable and its affiliated entities or related projects to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Such factors include, among others, general business, economic, competitive, political and social uncertainties; dependence on commercial product interest; as well as regulatory or legal changes and uncertainty. Forward-looking statements are based on a number of material factors and assumptions, economic conditions in the near to medium future, the average cost of the Company’s offerings compared to traditional offerings, fluctuations or changes to the tax and other regulatory requirements regarding DeFi and the industry as a whole. While the Company considers these facts and assumptions to be reasonably based on information currently available to it, these assumptions may prove to be incorrect. Actual results may vary from such forward-looking information for a variety of reasons, including but not limited to risks and uncertainties known and unknown by the Company. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of our control. The Company’s actual results and conditions may differ materially from those indicated in the forward-looking statements. Therefore, you should not rely on any of these forward-looking statements.

7. Use Cases
Use cases are provided for illustration purposes only and the Company neither supports nor condones any such uses. Any such uses should be done at the risk of the person making the utilization of the technology and any user agrees to hold harmless and indemnify the Company from and against any losses that may occur as a result of any such uses.

8. Not an Offering
Any information in this Site does not constitute an offer to sell or a solicitation of an offer to purchase securities, assets, including digital assets, or financial instruments by the Company, or to enter into a transaction involving any such security or financial instrument. Such an offer can only be done through a registered or licensed offering or subject to an exemption. The recipient should not rely upon anything within this information in making a decision to participate in the Company’s issuances or to utilize the Company’s technology. The Company is not required to update the information provided and the information is only current as of the date of its release and is subject to change over time.
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Any information provided in this Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

9. Not Professional Advice
All information provided by the Site or Services is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained in the Site or Services. Before you make any financial, legal, or other decisions involving the Site or Services, you should seek independent professional advice from an individual who is licensed and qualified in the area, subject matter and jurisdiction for which such advice would be appropriate. Composable is not your broker, lawyer, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you regarding any decisions or activities that you have undertaken or will be undertaking when using the Site or the Services. Neither our communications nor any information that we provide to you is intended as, or shall be considered or construed as advice.

10. Assumption of Risks
You represent and warrant that you:
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a. Have the necessary technical expertise and ability to review and evaluate the security, integrity and operation of any transactions that you engage in through the Site or Services;
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b. Have the knowledge, experience, understanding, professional advice and information to make your own evaluation of the merits, risks and applicable compliance requirements under applicable law of engaging in transactions through the Site or Services;
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c. Understand the inherent risks associated with using cryptographic and blockchain-based systems which are independent public peer-to-peer networks and are not subject to regulation or control by any authority, and that you have a working knowledge of the usage and intricacies of digital assets and digital tokens;
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d. Understand that the markets for these digital assets are highly volatile due to factors including (but not limited to) adoption, speculation, technology, security, and regulation;
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e. Acknowledge that Composable’s underlying software and software application are still in an early development stage and unproven. There is an inherent risk that the software could contain weaknesses, vulnerabilities, or bugs causing, inter alia, the complete loss of digital assets and tokens.
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f. Understand and acknowledge that any loans or investments made in digital assets or related technologies are subject to significant risks of losses and past performance is no guarantee of future results;
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g. Acknowledge and accept the risk that your digital assets may lose some or all of their value while they are supplied to the Services, you may suffer large and immediate financial loss due to the fluctuation of prices of tokens in a trading pair or liquidity pool, and may experience price slippage and cost. Thus, you should not hold value you cannot afford to lose in digital assets;
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h. Confirm and accept that under certain market conditions, it may be difficult or impossible to liquidate a position quickly at a reasonable price. This may occur when the market for a particular digital asset suddenly drops, or if trading is halted due to recent news events, or there are changes in the underlying digital asset system;
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i. Understand that anyone can create a token, including fake versions of existing tokens and tokens that falsely claim to represent projects, and acknowledge and accept the risk that you may mistakenly trade those or other tokens;
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j. Understand that digital assets and tokens may be subject to expropriation and/or theft by hackers or other malicious groups by obstructing the token smart contract which creates the tokens in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing.
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k. Confirm and accept that when you interact with any Angular smart contracts, you retain control over your digital assets and private keys at all times and you alone are responsible for securing any of your private keys.
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l. Acknowledge and accept that the cost and speed of transacting with cryptographic and blockchain-based systems are variable and may increase at any time;
m. Confirm and accept that there are risks associated with the use of the Site and Services that Composable cannot anticipate. Such risks may appear as unanticipated variations or combinations of the risks discussed above.
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n. Assume, and agree that Composable will have no responsibility or liability for any and all the risks associated with the use of the Site and Services, including, but not limited to the above and you hereby irrevocably waive, release and discharge all claims, whether known or unknown to you, against Composable, its affiliates and their respective shareholders, members, directors, officers, employees, agents and representatives related to any of the risks set forth herein.

11. No Warranties
THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT, MATERIALS, AND INFORMATION OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, INFORMATION, AND/OR MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

12. Limitation of Liability
Under no circumstances shall Composable or any of its officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including(but not limited to) damages for loss of profits, goodwill, use, data, or other intangible property, arising out of or relating to any access or use of the Site, nor will Composable be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Site or the information contained within it. Composable assumes no liability or responsibility for any: (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from any access or use of the Site; (c) unauthorized access or use of any secure server or database in our control, or the use of any information or data stored therein; (d) interruption or cessation of function related to the Site; (e)bugs, viruses, trojan horses, or the like that may be transmitted to or through the Site; (f) errors or omissions in, or loss or damage incurred as a result of the use of, any content made available through the Site; and (g) the defamatory, offensive, or illegal conduct of any third party. Under no circumstances shall Composable or any of its officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any claims, proceedings, liabilities, obligations, damages, losses, or costs in an amount exceeding the amount you paid to us in exchange for access to and use of the Site, or USD$50.00, whichever is greater. This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such liability. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities and damages. Accordingly, some of the disclaimers and limitations set forth in these Terms may not apply to you. This limitation of liability shall apply to the fullest extent permitted by law.

13. Indemnification and Full Release
You agree to hold harmless, release, defend, and indemnify Composable and its officers, directors, employees, contractors, agents, affiliates, and subsidiaries from and against all claims, damages, obligations, losses, liabilities, costs, and expenses arising from: (a) your access and use of the Site; (b) your violation of any term or condition of these Terms, the right of any third party, or any other applicable law, rule, or regulation; and (c) any other party's access and use of the Site with your assistance or using any device or account that you own or control. You likewise expressly agree that you assume all risks in connection with your access and use or interaction with the Site, our Services, and/or the Composable protocols, as applicable. You further expressly waive and release us from any and all liability, claims, causes of action, or damages arising from or in any way relating to your use of or interaction with the Site, our Services, and/or the Composable protocols.

14. Dispute Resolution
Please read this section carefully: it may significantly affect your legal rights, including your right to file a lawsuit in court and to have a jury hear your claims. It contains procedures for mandatory binding arbitration and a class action waiver.
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Good Faith Negotiations
Prior to commencing any legal proceeding against us of any kind, including an arbitration as set forth below, you and we agree that we will attempt to resolve any dispute, claim, or controversy between us arising out of or relating to these Terms, the Site, and the Services (each, a “Dispute” and, collectively, “Disputes”) by engaging in good faith negotiations. For any Dispute you have against Composable, you agree to first contact Composable and attempt to resolve the claim informally by sending a written notice of your claim (“Notice”)to Composable by email at legal@composable.finance or by certified mail addressed to Fort gate Offshore Investment and Legal Services Ltd., Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. The Notice must (a) include your name, residence address, email address, and telephone number; (b) describe the nature and basis of the Dispute; and (c) set forth the specific relief sought. Our notice to you will be similar in form to that described above. The party receiving such notice shall have thirty (30) days to respond to the notice. Within sixty (60) days after the aggrieved party sent the initial notice, the parties shall meet and confer in good faith by videoconference, or by telephone, to try to resolve the dispute. If the parties are unable to resolve the Dispute within ninety (90) days after the aggrieved party sent the initial notice, the parties may agree to mediate their Dispute, or either party may submit the Dispute to arbitration as set forth below.
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No Representative Actions
You and Composable agree that any Dispute arising out of or related to these Terms, including access and use of the Site and Services, are personal to you and Composable and that any Dispute will be resolved solely through individual action, and will not be brought as a class arbitration, class action or any other type of representative proceeding.
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Agreement to Arbitrate
You and we are each waiving the right to a trial by jury and to have any Dispute/s resolved in court. You and we agree that any Dispute that cannot be resolved through the procedures set forth above will be resolved through binding arbitration in accordance with the International Arbitration Rules of the International Centre for Dispute Resolution. The place of arbitration shall be in St. Lucia. The language of the arbitration shall be English. The arbitrator(s) shall have experience adjudicating matters involving internet technology, software applications, financial transactions and, ideally, blockchain technology. The prevailing party will be entitled to an award of their reasonable attorney’s fees and costs. Except as may be required by law, neither a party nor its representatives may disclose the existence, content, or results of any arbitration hereunder without the prior written consent of both parties. Opting Out You have the right to opt out of binding arbitration within fifteen (15) days after the expiry of the 90-day period for good faith negotiations and the parties are unable to resolve the Dispute by mailing an opt-out notice to Composable at Fortgate Offshore Investment and Legal Services Ltd., Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia. In order to be effective, the opt-out notice must include your full name and address and clearly indicate your intent to opt out of binding arbitration. By opting out of binding arbitration, you are agreeing to resolve the Dispute in accordance with the provisions on governing law and venue provided in these Terms.

15. Indemnification
You hereby agree to defend, indemnify, and hold Composable harmless from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (a) your access and use of the Site and Services; (b) your breach or alleged breach of these Terms; (c) any breach of your representations and warranties set forth in these Terms; (d) anything you contribute to the Services (e) your misuse of the Services, or any smart contract and/or script related thereto, (f) your violation of the rights of a third party, including but not limited to intellectual property rights, publicity, confidentiality, property, or privacy rights (g) any overt harmful act toward any other user of the Services with whom you connected via the Services; or (h) your violation of any laws, rules, regulations, codes, statutes, ordinances, or orders of any governmental or quasi-governmental authorities. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. You will not in any event settle any claim without our prior written consent.

16. Reserved Rights
Composable reserves the following rights: (a) with or without notice to you, to modify, substitute, eliminate or add to the Site; (b) to review, modify, filter, disable, delete and remove any and all content and information from the Site; and (c) to cooperate with any law enforcement, court or government investigation or order or third party requesting or directing that we disclose information or content or information that you provide.

17. Assignment
These Terms may be assigned without your prior consent to any of Composable’s affiliates and its successors in the interest of any business associated with the Services provided by us. You may not assign or transfer any rights or obligations under this agreement without our prior written consent.

18. Governing Law and Venue
These Terms and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the SaintLucia. Any dispute between the Parties that is not subject to arbitration will be resolved in Saint Lucia.

19. Entire Agreement
These Terms and any policies or operating rules posted by us on theServices constitute the entire agreement and understanding between you and us and govern your access and use of the Site and Services, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of these Terms). Any failure by us to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

20. Access and Acceptance
By accessing or interacting with this Site, our Services, and/or any of the Composable protocols, you hereby acknowledge and accept the foregoing obligations and conditions outlined in these Terms.